Posts tagged Insurance

Understanding ULIP

ULIP or Unit Linked Insurance Policy/Plan -  ULIP is the most talked about insurance plans. But before investing into such plans we need to look at the risk-return associated with it. Read the question and answers below to understand the concept of ULIP in detail.

1.  What is ULIP ?

A ULIP is a life insurance policy which provides a combination of risk cover and investment in equity and debt markets. Unlike traditional plans, the ups and downs of share market have a direct effect on the performance of the ULIPs.

Find out the difference between ULIP and Mutual Funds

2.  What is a Unit Fund?

The allocated (invested) portions of the premiums after deducting for all the charges and premium for risk cover under all policies in a particular fund as chosen by the policy holders are pooled together to form a Unit fund. More >

Fourteen Companies: One Market

  • In a first of its kind scenario in 2010 , at least 14 national brands will promote the same value proposition- mobile voice
  • With the advent of new players and introduction of the tariff wars the listed telecom companies have already shed close to $40 billion in market value
  • While the top four operators own about three-fourth of the market of around 500 million users, Idea and Aircel who are relatively younger and the new entrants are clear threats to the established lot
  • The biggest challenge for a mega brand is to fight brand fatigue and the new entrants push the larger players to lower tariffs to their entire base, hitting them where it hurts most
  • These brand wars are both unprecedented and unaffordable
  • A two-year battle can make the ride rough for the mega brands

More >