The below article provides an in-depth analysis of what FMPs are Many of us think that fixed maturity plans (FMPs) and bank fixed deposits are almost the same. The basic similarity between FMPs and bank FDs is that both of these products are close ended and have a definite maturity date. The below article provides [...]
Archive for the ‘Mutual Fund’ Category
The importance of a benchmark for mutual funds
January 18th, 2013 
India Infoline A scheme’s benchmark is an index that is decided by its fund house to serve as a standard for the scheme’s returns While investing in mutual funds or any other financial products, we seek opinion from our relatives or friends and then invest. Hardly do we understand the importance of making informed decisions. Most of [...]
Investing in Mutual Funds – Dividend or Growth Option?
April 25th, 2012 Praveen Bajaj Some days back we wrote about tax saving instruments eligible for deduction under section 80C. We presume that most of the risk taking individuals will and should prefer ELSS for investing for saving tax. This gives dual advantage of tax saving and at the same time keeping the returns linked to equity indices. While investing [...]
Posted in Mutual Fund 
Tags: ELSS Mutual Funds, growth mutual fund, growth or dividend, Mutual Fund 
No Comments »Mistakes Mutual Fund Investors Must Avoid
October 30th, 2011 Vineet Patawari Last few months have been difficult for equity investors in India and all around the world because of the rough weather and high volatility in the global as well as Indian markets. In times like this lot of investors, especially the lesser active ones, want to take advantage of the correction by investing in equity [...]
Posted in Mutual Fund Tags: invest in mutual funds, mutual fund investments, mutual funds 1 Comment »Things you want to know about Exchange Traded Fund (ETFs)
June 26th, 2011 Praveen Bajaj Off late with increase in prices of precious metals, referring only to gold here, people have started looking to gold for investment purposes and thus ways and means of investing in gold are increasingly explored. Almost all the friends and acquaintances I talk with, make it a point to pose this question – Whats the [...]
How to invest in mutual funds online?
May 19th, 2011 Vineet Patawari How to invest in mutual funds online? – this question is asked lot of times. Before answering this question we have to answer one more question, why more and more individual investors are trying to take the online route for investing in mutual funds. Why investors are shifting to online investing? This has become more [...]
ELSS Mutual Funds
April 5th, 2011 Praveen Bajaj Consumers are offered two different options with Equity Linked Service Scheme (ELSS) mutual funds. The two types are: growth option and dividend options. This mode of investment will help individuals save on taxes. ELSS mutual funds require a three year investment period. The ELSS mutual funds are recommended to help individuals avoid tax problems. Investors [...]
ULIPs or Mutual Funds – Comparison
February 13th, 2011 Praveen Bajaj ULIPs & Mutual Funds: Differences ULIPs as an investment avenue are closest to mutual funds in terms of their structure and functioning. As is the case with mutual funds, investors in ULIPs is allotted units by the insurance company and a net asset value (NAV) is declared for the same on a daily basis. Similarly [...]
The Safest Place to Invest Money in India
December 8th, 2010 Praveen Bajaj There are many investment opportunities in India. The economy of India does not depend on earnings from export therefore there is more room for investment in this country. There are many areas which make the perfect places for a sound investment, for example business processing and outsourcing etc. It is a fact that foreign companies [...]
How to Invest in Mutual Funds in India
November 1st, 2010 Praveen Bajaj Small investment Mutual fund is process of pooling money from several small investors and sharing the gains, income, losses and expenses of the money invested with the investors. The investment would be like money market instruments, stocks and bonds. Investing in mutual funds is like buying a small piece of an apple. India is a [...]