Insurance
Should You Buy Highest NAV Guarantee Plans?
Today a Relationship Officer from my bank visited me to educate me on how to use the surplus fund in my salary cum savings account. I actually didn’t have any expectation that he would be able to help. However, I felt that there is no harm in listening to him.
What he More >
Car Insurance: Comparing The Insurance Packages
Getting your own car insurance is very easy nowadays, especially with the multitude of insurance providers. However, the ubiquity of the options you have may sometimes become a little overwhelming, as it may cause you to become unsure of which insurance to get. To make this task less troublesome for More >
Ban on Gender Discrimination Will Cost Women Dear?
The European Court of Justice (ECJ) recently ruled that from the 21st December 2012 it will be illegal for insurance companies to discriminate on the grounds of gender when calculating premiums for consumers in European countries.
It is hoped that this will spell an end to the sky high car insurance More >
How to Save Money with a Car Warranty?
Car ownership is rarely a hassle-free experience. Although cars bring us so much joy, when they fail it is often a big disaster. A car warranty can help you make savings when it comes to repairing your vehicle – it can be described as a form of insurance policy. A More >
Understanding ULIP
ULIP or Unit Linked Insurance Policy/Plan - ULIP is the most talked about insurance plans. But before investing into such plans we need to look at the risk-return associated with it. Read the question and answers below to understand the concept of ULIP in detail.
1. What is ULIP ?
A ULIP is More >
Life insurance – What’s in it for you?
People don’t quite appreciate how useful life insurance can be. It’s a very effective way of covering a lot of possible eventualities. “Life insurance” is literally insuring your way of life, as well as keeping your family and yourself protected.
Life insurance is essentially a type of extended health insurance for More >
Health Insurance Industry in India – Landscape
Health Insurance, of late, has been in the news increasingly. Most recently it was the Health Insurance Portability with which the Insurance Regulator claims to score a huge benefit for consumers. While the Portability guidelines are only skeletal in nature, whether it would actually do something for the consumer or More >
ULIPs or Mutual Funds – Comparison
ULIPs & Mutual Funds: Differences
ULIPs as an investment avenue are closest to mutual funds in terms of their structure and functioning. As is the case with mutual funds, investors in ULIPs is allotted units by the insurance company and a net asset value (NAV) is declared for the same on More >
Making Your Car Insurance Cost Less
Keeping a car on the road is expensive at the best of times, but it’s even harder during an economic downturn. There’s the price of petrol to consider, as well as road tax and paying a mechanic for all those little running repairs. And of course, there’s also car insurance More >
Mediclaim users will be allowed to switch companies
Upside
Good News for Mediclaim policyholders. Soon portability would be allowed to mediclaim policyholder with a mediclaim policy of sum assured of one lakh or more. In simple terms, it can be compared to the much talked about mobile service provider portability. Customer or policy holders, who are not satisfied with More >